Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

COA Considerations for Hiring a Staff or Independent Contractors

by Valent Group | Dec 6, 2021 | Business Insurance, Condo Associations

Members of condo or homeowners associations (COAs/HOAs) usually don’t manage communal property or handle building projects themselves—this is one of the perks of joining an COA/HOA. Members’ association fees may pay for snow removal, security, maintaining common...

Post Your OSHA 300A Form by Feb. 1, 2022

by Valent Group | Dec 2, 2021 | Business Insurance, Risk Management, Safety

OSHA requires employers subject to its recordkeeping requirements to post copies of completed 2021 300A forms between February 1 and April 30. Form 300A is known as the "Summary of Work Related Injuries and Illnesses." Do I need to file this form? You are not...

What is reinsurance and how does it affect my dealership’s insurance policies?

by Valent Group | Dec 2, 2021 | Auto Dealers, Business Insurance, Risk Management

Reinsurance is a term that many insurance buyers have heard but few really understand. Understanding this concept - how it works and why it can affect your dealership's coverage and premium - is critical. Treaty Reinsurance: The first type of reinsurance is...