Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

OSHA Suspends Vaccination Mandate

by Valent Group | Nov 15, 2021 | Business Insurance, Compliance Check, Employee Benefits, Human Resources, Safety

The U.S. Occupational Safety and Health Administration (OSHA) announced today via its OSHA ETS homepage that it “has suspended activities related to the implementation and enforcement of the ETS pending future developments in the litigation.” This announcement was...

Federal (Sub)Contractor Vaccination Mandate Update

by Valent Group | Nov 12, 2021 | Business Insurance, Compliance Check, Employee Benefits, Human Resources, Safety

On November 10, 2021, the Safer Federal Workforce Task Force (“SFWTF”) updated its Guidance for Federal Contractors and Subcontractors and its FAQs for contractors subject to the new vaccination mandate. Notably, the update includes an extension for the deadline to be...

2022 Health FSA Limit Increase

by Valent Group | Nov 11, 2021 | Business Insurance, Compliance Check, Employee Benefits, Human Resources, Safety

The IRS permits the following increases for health FSAs for plan years beginning in 2022: 1) $2,850 Contribution limit ($100 increase from the 2021 health FSA limit) and 2) $570 Carryover limit, for FSAs with a Carryover provision.