Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

Construction Risk Insight: Most Costly Construction OSHA Violations

by Valent Group | Mar 9, 2021 | Construction, Risk Advisors, Risk Management, Safety

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. An analysis of the most recent statistics from OSHA reveals the top standards cited in the fiscal...

Commercial Risk Insight: COVID-19 Protection, Workers’ Comp Premium Audit Tips

by Valent Group | Mar 9, 2021 | General Commercial, Risk Advisors, Risk Management, Safety

In our latest Commercial Risk Advisor newsletter, we focus on employee safety issues, specifically the following two topics: 1. A More Proactive Approach Toward COVID-19 Protection OSHA has released new guidance to protect all types of workers, not just those deemed...

Alabama Law Offers Some Immunity Against COVID-19 Lawsuits

by Valent Group | Mar 2, 2021 | Employee Benefits, Risk Management

Alabama Act No. 2021-4 was recently signed into law by Governor Ivey. The law provides limited immunity against civil lawsuits for covered entities, and individuals associated with a covered entity, for certain damages related to the COVID–19 pandemic. The law does...