Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

Auto Dealers: Property & Casualty Underwriting Markets

by Valent Group | Nov 20, 2020 | Auto Dealers, Business Insurance

The carrier marketplace is shifting as it pertains to automobile dealerships and their insurance options. Trusted underwriter competitors—who bring the expertise and experience of working for traditional, national dealer carriers—are rapidly entering the dealer...

The Risky Business of Rodents and Rides

by Valent Group | Nov 6, 2020 | Auto Dealers, Business Insurance, Risk Management

When one of our auto dealers lost four vehicles due to damage from rodents and incurred an $80,000 claim against their dealer open lot insurance policy, it was further evidence that dealers are facing a growing problem: protecting their inventory against rodents pre-sale. Thankfully, our dealer was properly covered for the damage.

Get Ahead of the Cost Curve: Work Comp Offers Savings in a Hard Market

by Valent Group | Nov 3, 2020 | Business Insurance, Events, In the News

Originally published in Birmingham Business Journal Oct. 30, 2020. Author: Allen Baker, Sr. Vice President of Property & Casualty Companies are experiencing increasing (or “hardening”) rates on their property and casualty insurance programs — an average 19%...