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Commercial Risk Insight: COVID-19 Protection, Workers’ Comp Premium Audit Tips
In our latest Commercial Risk Advisor newsletter, we focus on employee safety issues, specifically the following two topics: 1. A More Proactive Approach Toward COVID-19 Protection OSHA has released new guidance to protect all types of workers, not just those deemed...
Compliance ✔- Outbreak Period Relief for Benefit Plan Deadlines Ending
The Department of Labor (DOL) issued Notice 2021-01 to announce the end of COVID-19 relief provided under Notice 2020-01. As a reminder, Notice 2020-01 and a final rule gave individuals additional time during the Outbreak Period to: request a HIPAA special enrollment...
Alabama Law Offers Some Immunity Against COVID-19 Lawsuits
Alabama Act No. 2021-4 was recently signed into law by Governor Ivey. The law provides limited immunity against civil lawsuits for covered entities, and individuals associated with a covered entity, for certain damages related to the COVID–19 pandemic. The law does...
Compliance ✔- Cafeteria Plan: FSA Clarifications and Additional COVID Relief
The IRS continues to provide COVID-19 relief and clarifications of prior-issued relief as they apply to cafeteria plans. As a reminder, an employer may implement any/all of the relief provisions applicable to their cafeteria plan but is not required to. Most recently,...
A Peach of a Deal: Auto Dealer Saves 25% in P&C Premium by Leaving Direct Underwriter Model
A Peach of a Deal Auto Dealer Saves 25% in P&C Premium by Leaving Direct Underwriter Model The Challenge For many years, Jim Peach Motors, a rural, three-franchise, two-location Alabama-based dealer was insured by a national direct underwriter. In 2020, the...