Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

OSHA Penalty Amounts 2022

by Valent Group | Jan 21, 2022 | Business Insurance, Risk Management, Safety

Most OSHA citation penalties are based on a severity and probability scale. When an OSHA Compliance officer visits your business and discovers a safety issue, they will explain what they found before leaving. The compliance officer does not levy the penalty, but they...

Safety Planning and Content for 2022

by Valent Group | Jan 11, 2022 | Business Insurance, Safety

What is your plan for safety? See our bulletin below to find some ideas for a broad safety plan to use in 2022. Review injuries from 2021 to prevent the same or similar types of injuries. Set specific safety training goals and safety meeting goals for 2022. Remind and...

PCORI Fee Adjustment, Due in 2022

by Valent Group | Dec 22, 2021 | Business Insurance, Compliance Check, Employee Benefits, Human Resources, Safety

The Affordable Care Act (ACA) imposes a fee on health insurance issuers and plan sponsors of self-insured health plans to help fund the Patient-Centered Outcomes Research Institute (PCORI). The PCORI fee is calculated by multiplying the average number of lives covered...