Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

Keeping Reserves for Your HOA

by Valent Group | Oct 4, 2021 | Business Insurance, Condo Associations, Real Estate, Risk Management

How much money does your condo or homeowners association (HOA) have in its reserve fund? If you’re puzzled by this question, your HOA could be in for an unpleasant surprise when a major repair—such as replacing the roof—is needed and your association doesn’t have the...

DOL Expands Heat Measures, OSHA Standard Development Underway

by Valent Group | Sep 21, 2021 | Business Insurance, Risk Management, Safety

From 2011-2019 an average of 38 people per year died of heat related illnesses and for others affected by heat illness, an average of 2,700 days away from work were required to overcome the affects. On Sept. 20, 2021, The US Department of Labor (DOL) announced...

Know Your Limits: September Wrap-up of Mid-market Business Losses

by Valent Group | Sep 16, 2021 | Business Insurance, Risk Management

Jury Awards $38.8 Million to Family of Girl Killed by Trash Truck Auto Liability A Las Vegas jury awarded the family of an 11-year-old girl $38.8 million in damages following a wrongful death lawsuit. The region’s contract waste hauler, Republic Services, was found...