Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

E&O Coverage for General Contractors – What You Need to Know

by Valent Group | Aug 20, 2019 | Business Insurance

Most contractors carry some form of general liability coverage. While these policies can provide much-needed protection for bodily injury and property damage claims that occur as the result of a contractor’s work, they typically don’t account for all forms of...

OSHA Emphasis Programs for Region 4 (Southeast)

by Valent Group | Aug 6, 2019 | Business Insurance, Risk Management, Safety

OSHA creates temporary National and Local Emphasis Programs to focus in on specific types of hazards and high hazard industries.We have compiled a list of these Programs for your convenience. The following are National and Local Emphasis Programs for OSHA Region 4-AL,...

Our Decatur Branch Has Moved to a New Office

by Valent Group | Jul 31, 2019 | Agency, Business Insurance

Our Decatur team is growing and has moved into a new space! Since 1932, Valent Group (formerly S.S. Nesbitt) has been serving the businesses, people and employees of the greater Decatur, Alabama area. Our Decatur team, led by Sr. Risk Consultant Dan Coulter and...